Modern home plans don't have to be expensive, but you definitely have to think about your budget so that you can compare it to the designs that are available and the ideas that you already have about the house that you want.
Plan your budget accordingly so that you don't get your hopes too high or settle for less than you deserve. That is, plan your budget based on what you can afford. If a half-million dollar home is in your dreams, make sure you can finance it - visit your accountant and bank manager beforehand so you know what budget you can realistically work with.
Modern home plans come in all shapes, sizes and styles. It will be up to you to find the one that best suits your needs. If that's a contemporary plan that includes an open layout, you can find plenty of great plans available to choose from. Of course, you also have the option of creating your own home plans based on your requirements, be they extra bathrooms for the teens, home office or workout space. Perhaps you want an open kitchen and lounge area, but a private dining room. Maybe you prefer the entire lower level to be open but want the sleeping areas divided accordingly. It really doesn't matter because you can get whatever you want.
Although the traditional English style of cottage is most typical in America, cottages can be built in a variety of styles depending upon location and the builder's tastes, ranging from Spanish house floor plan designs of the Southwest, which typically have single stories, stucco exteriors, and tile roofs; to Cape Cod cottages which are usually box-like, timber-framed structures two-stories high, with steep roofs to shed rain and snow.